i am a single mother but my son is now 20 he is still in high school, he has bi-polar disorder and has me financially really in deep, i am about 20,000 in debt, i guess it doesnt sound to bad but it really is, its is putting a strain on me somethign terrible, i am working a full time job and a part time job trying to catch up with bills i am so tired and just want to stop doing this so i can feel good again, i feel like i am working and getting nowhere, my son does not have a job yet, i have to hand it to him he has been trying, but just hasnt gotten any calls, with his condition he is limited to where he can work. i am looking to borrow 20,000 if possible and make payments back in the amount of 300.00 per month